Business

Top Oakland, CA realtor, Brad Roemer, gives us a market update

Brad Roemer is a top Oakland real estate agent and businessman with over 11 years of experience. From the start of his real estate career he has worked for one of the world’s top agencies, Sotheby’s International Realty. While there, he was so good that he was placed in charge of 12 other real estate agents. Later on, he formed his own company along with his team of experts. Romer’s Alma Mater is from the University of California, Davis, where he earned his bachelor’s degree in Business Administration, Management and Operations. Following his University education, he got his certificate in Real Estate from Merritt College. He has a deep knowledge of the Real Estate market and has helpfully provided us with a market update.

 

A jump in prices due to limited supply

Home prices have been rising all over. The average increase this year for the nine-county region is about 11.6% above last year. If you look for the top performing areas, Santa Clara County stands out. It’s median sale price is almost 25% above the same time last year. Meanwhile San Francisco rose 15%, Alameda County property prices rose about 11.8%, Contra Costa 10% and San Mateo County 7.1% to name the top five. This marks the sixth year in a row with yearly price increases.

 

The root cause

All of this is happening primarily as a result of short supply. Silicon Valley has been making a lot of new hires and at the same time there hasn’t been any new construction. In addition, existing homeowners are not selling…they’re staying put. This means that more people are bidding on the few homes that are currently on offer, and all of them are competing to make the property theirs, pushing prices up. So that’s the update on the market trends.

 

We want to thank Brad Roemer for his contribution and if you want to know more, you can reach Brad Roemer on Facebook, Linkedin, or his website.

Feel Free With Your Business in the Right Invoicing

Factoring is attracting more and more companies that want to relieve their cash flow. Modern method of managing the receivables, it is also a rather complex financial solution. Everything you’ve always wanted to know about factoring without ever daring to ask.

Accounting Vocabulary and Financial Concepts

How to choose a factor?

Thirty players occupy the factoring market in France. The majority of the behemoths are subsidiaries of banking groups: In addition to this list are some players from the industrial world,, a subsidiary of General Electric. Many factored SMEs opt for simplicity and use their own bank. Others, on the contrary, do not want to put all their eggs in one basket and therefore opt for a third party. The invoice factoring companies are important there.

  • Before choosing a provider, make sure that he knows your industry.
  • The relations between a factor and his client being daily, demand to always have the same interlocutor, available to answer you.
  • Finally, most factors have Internet tools for sending files. It’s a real comfort for their customers.

Growth can bring a lot of financial worries … This is the lesson learned by them, whose turnover grew by 30% between 2005 and 2006. At the end of 2005, to face with this rapid growth, the IT distributor is looking for a financing solution. After contacting banks, he finally turns to factoring. “It’s more expensive than bank financing,” he says afterwards. But factoring is the way to go when banks do not follow and a growing company has significant cash requirements. ”

An effective way, according to the leader, to finance his need for working capital.

Growth lever

Formerly used by companies with cash flow difficulties, factoring now appears as a lever for growth, as it allows a company to obtain “cash” when traditional financial solutions are no longer sufficient. How does it work? The company transfers all or part of its unmatured receivables to the factor, which in return gives it a cash advance. Only condition: work with a business clientele. In addition to this financing solution, the factors can guarantee you against unpaid debts (credit insurance) and even take charge of your receivables (collections, reminders and bill collection). If many SMEs opt for the “three-in-one” package, “the three services are independent. To determine the level of service you need, ask yourself if you can afford to pay unpaid bills (and how often) and which part of your customer base is questionable. Finally, try to assess your level of risk by examining your customer portfolio: if it is made up of a multitude of “small” customers, the dangerousness of an outstanding payment is, after all, limited. On the other hand, if you work with a handful of large accounts, then your financial equilibrium can be undermined if only one of them gives you a misstep. Naturally, the more the factor takes risks, the higher will be his commission.

What is SEO and How Does It Work for a Business

You may already have heard about the benefits of SEO and why every business needs it but why you may not know is how your business can benefit from SEO. SEO or Search Engine Optimisation can get a little complex, especially if you are new to digital marketing. If you are shopping for SEO services online, you have probably come across a few different SEO companies. Filtering through the online jargon can be difficult. Let’s take a look at the basics:

 

What is an SEO Company?

An SEO company offers search engine optimization services to businesses to help them improve their visibility online. Search engine optimization is the process of making changes to a business website in design and content to make your site more attractive to the search engines. A major benefit of using an SEO professional is that they likely have specialized experienced in helping businesses rank on search engines. SEO experts know exactly what it takes to help you bring more organic traffic to your site through search engines like Google, Bing, and Yahoo.

 

Benefits of Using an SEO Company

There are many benefits to hiring SEO professionals to help optimize your site for the search engines. When looking for the right professional you will want to make sure that they can improve your ranking on various search engines as well as improve the quality of the traffic landing on your website. And, after all, is said and done the SEO professional you have chosen should be able to give you measurable results for the campaigns you have run.

 

Improve your search engine rankings

An experienced SEO professional can help your company’s website rank higher in the search engines. Using the most up-to-date tools and strategies, an SEO professional knows just what it takes to help improve your website to make it look more attractive to search engines like Google. The expert will help you find the right keywords to attract your ideal buyers.

 

Improve the quality of your website traffic

In addition to helping your company’s site rank higher on the search engines, SEO professionals will also be able to help you increase the quality of traffic coming to your site. Better quality leads through your site will mean better quality results and a higher sales rate. For example; if you are selling handmade draws, you want your website to attract people looking to buy handmade draws. With the right SEO, you will attract serious buyers to your site.

 

Measurable results

Unlike some traditional marketing tactics, SEO can easily be tracked and measured during each step of your campaign. When working with an SEO company, make sure that they provide you with a detailed breakdown of your SEO campaigns. By taking a look at the results of your online campaigns you will quickly be able to find out what your customers are looking for and where you can focus future campaigns on.

True Quality of the Best Capital Factoring for You Now

Factoring is a bank-independent component of short-term corporate finance.It allows you to convert sales into instant liquidity by selling your receivables, creating an excellent starting point for your business growth.More and more medium-sized companies from almost every sector – be they producing companies, trading companies or service providers – use the factoring services.

In advance, the companies work with you to determine the factoring solution that is optimally tailored to your business model: from the classic open factoring for all receivables from your customers to the option “Quietprocedure for defined revenue segments”. The service idea is always our top priority, so you always receive full service factoring from them. The Interstate capital factoring of receivables are much effective now.

In order to achieve an effective liquidity improvement with factoring, your company’s annual turnover should exceed 0.5 million.

You will profit sustainably from factoring if:

  • Your customers are commercial or private customers who deliver to you on a regular basis.
  • You grant your customers payment terms of up to 90 days.
  • The services and deliveries have been fully rendered.
  • No counterclaims exist.
  • No assignment of claims or other rights of third parties exist.

Do you want to put your company on a secure, financially more independent footing? You are not interested in dealing with arrears of incoming payments or even unpleasant bad debts in addition to your day-to-day business? You would like to have a partner who will assist you – in a long-term cooperation – in these points, relieves you and contributes to the growth of your company?

Then the classic factoring model of our el Factoring is the right choice: You pass on to us all the invoices you incur. The companioes buy them, pay them the equivalent value less a security deposit as quickly as possible and take them over to our debtor management. You keep track of the evaluations and statistics they have created, which you can access online in the protected customer login at any time.

With classic factoring, you as a medium-sized company can enjoy all the benefits:

  • Immediate and permanent liquidity gain
  • 100% hedging against bad debts
  • Growth financing with sustainability
  • Improvement of the equity ratio by reducing receivables
  • Yield increase through interest, credit and discount advantages
  • Improve your company rating
  • Relief through donation of your accounts receivable management

Reliable

Your invoices will be checked as soon as possible after submission by us and the equivalent value minus the security deposit will generally be paid to you within 24 hours. If a customer has not paid after a period agreed with you, the remaining amount will be credited to you.

For sure

They are 100% secured against bad debts – we assume the default risk. Just like the credit check and a professional accounts receivable management. Your debtors will be notified of the assignment of the claims to them. The invoice clearing of your customers will be made to el Factoring.

Best Options for the Best Web Design in Singapore

Regardless of whether you are a freelancer or representing a small business these tips should be considered as a quality guide to your services. It’s no secret that the design of the website has changed a lot over the past decade. The market not only became more competitive, but the days when people posted websites “just for fun” sadly left. Today’s customers want to invest relentlessly and efficiently, receiving a report for every dollar spent, no matter how meager this amount is. It’s no secret that a successful start in this area requires an excellent base, which you can get in web development courses.

Work with social media, not against it

Today’s Internet audience spends 99 percent of their time on one home portal. Usually this is Facebook. In the intellectual strategy of a website and marketing strategy, there should be as many links to and from social networks on the client’s website as possible. With the Web Design Singapore services the options are perfect now.

Specialist in web design

Computers are now ancient dinosaurs. In the current decade, 90 percent of the web audience is sitting in a phone or tablet of all sizes and shapes. Unapproved for mobile use of the site is doomed. Customize your sites to make them adaptable and able to come up with anything from the Android screen and the iPad tablet to the PS3 console connected to the TV. In fact, smart watches are becoming very popular things, and in five years you may need to consider this platform.

Emphasize the client’s motive.

Everyone who just wants to share something with the whole world has dozens of diverse options – from Facebook, Pinterest to Instagram and Twitter. Therefore, if they are in search of such services, they seriously need it. Here are some questions you need to ask the client:

  • What kind of business are you hoping to launch?
  • Have you studied all the options?
  • What is your profit model?
  • Did you do online business before?

Be careful with customers who think they can run a Google ad and earn money while fighting for their hobby – these days are gone by 2001, and they hardly existed even then.

Alternative markets

Many websites today cease to exist. However, the end of the world will not happen if there are only two sites left – Facebook and Google. The key strategy for getting web design customers in the future is to focus on customization – you can earn as much money by offering templates for custom Tumblr pages, Instagram, Facebook and Twitter, and creating sites from scratch.Always stay up to date with the latest developments.

As generations of graduates who graduated from college have already learned about their difficult destiny, schools lag behind in most technological topics and especially in web design. While the basic tools at the Photoshop level remain unchanged, platforms and paradigms have changed many times before even the most advanced textbook has been written and published.

Interesting Options With the Business Loans Now

A credit line is a right assigned to a client of a bank to receive a loan within a specified time period within the established amount. The withdrawal of the amount according to the credit limit can be carried out both once, and in several stages – depending on the type of the credit line.

Types of credit lines

Non-renewable credit line is a kind of a credit line within which a bank undertakes to issue a loan only once, but at any time within the term specified by the contract. This type of credit line is convenient in cases when a bank customer needs a loan within the term of this credit line; however, the exact date of the beginning of spending is still unknown. In order not to start paying interest on the loan before it starts working, it is appropriate to conclude an agreement on the provision of a non-revolving credit line. Great options for bad credit business loans are there now.

  • A revolving credit line is an opportunity to take the required amount in several stages within the time frame and the loan size established by the contract. In this case, the client of the bank pays interest only for the amount that he disposed of from the time it was received until maturity.
  • Framework credit line (frame credit) is a credit line that is opened to a bank customer for the possibility of paying for deliveries at a specified periodicity within the established time frame and amount.

Revolving credit line (revolving credit) is a type of credit line within which it is possible to receive loans during the contracted time many times in the event that the previous loan was fully repaid. In other words, a revolving credit line with an established limit of 1 000 000 rubles for a period of 1 year allows you to take and pay amounts within 1 000 000 rubles an unlimited number of times within this period.

There are also a number of specific types of credit lines – on-line (the repayment of part of the loan allows you to renew the amount of the next loan for this amount); Contocorrent (automatic system for obtaining credits to the account and their repayment); multicurrency (short-term financing, primarily foreign economic transactions); a credit line on demand (issuing loans on a daily basis or on request) and others.

 

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